Privacy Policy

We collect information you provide directly to us, such as when you create an account, use our services, or contact us for support.

Personal Information:

• Name, email address, and contact information
• Account credentials and authentication data
• Profile information and preferences
• Payment and billing information

Financial Information:

• Bank account and credit card information (encrypted)
• Transaction data and spending patterns
• Budget and financial goal information
• Invoice and payment records

Usage Information:

• Device information and IP addresses
• Browser type and operating system
• Pages visited and features used
• Time spent on the platform

We use the information we collect to:

• Provide, maintain, and improve our financial management services
• Process transactions and send related information
• Generate personalized financial insights and recommendations
• Communicate with you about your account and our services
• Provide customer support and respond to your requests
• Detect, prevent, and address fraud and security issues
• Comply with legal obligations and enforce our terms

We may share your information in the following limited circumstances:

With Your Consent:

We may share information when you explicitly consent to such sharing.

Service Providers:

We work with trusted third-party service providers who help us operate our platform, such as payment processors, cloud storage providers, and analytics services.

Legal Requirements:

We may disclose information if required by law, court order, or government request, or to protect our rights and the safety of our users.

Business Transfers:

In the event of a merger, acquisition, or sale of assets, user information may be transferred as part of the transaction.

We implement comprehensive security measures to protect your information:

• Encryption: All data is encrypted in transit and at rest using industry-standard protocols
• Access Controls: Strict access controls limit who can view your information
• Regular Audits: We conduct regular security audits and penetration testing
• Secure Infrastructure: Our servers are hosted in secure, certified data centers
• Employee Training: All employees receive security and privacy training

You have the following rights regarding your personal information:

• Access: Request a copy of the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information (subject to legal requirements)
• Portability: Request a copy of your data in a portable format
• Opt-out: Unsubscribe from marketing communications at any time
• Account Control: Update your privacy settings and preferences

To exercise these rights, please contact us using the information provided at the end of this policy.

We use cookies and similar technologies to:

• Remember your preferences and settings
• Provide personalized content and features
• Analyze usage patterns and improve our services
• Ensure security and prevent fraud

You can control cookie settings through your browser preferences. However, disabling certain cookies may limit your ability to use some features of our service.

We retain your information for as long as necessary to:

• Provide our services to you
• Comply with legal obligations
• Resolve disputes and enforce agreements
• Improve our services and develop new features

When you close your account, we will delete or anonymize your personal information within 30 days, except where we are required to retain it for legal purposes.

Your information may be transferred to and processed in countries other than your own. We ensure that such transfers comply with applicable data protection laws and that appropriate safeguards are in place to protect your information.

Our service is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If we become aware that we have collected such information, we will take steps to delete it promptly.

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the "Last updated" date. We encourage you to review this policy periodically.